Tailored Protection for Your HOA Community
At NEXTIER Insurance Services, we provide boutique service with trusted expertise, ensuring that every client receives personalized attention.
Why Choose NEXTIER?
Industry Expertise
Our team collaborates with top professionals to keep you informed about the latest insurance trends, ensuring your coverage evolves with changing risks.
Comprehensive CC&R Review
We meticulously examine your HOA's CC&Rs to confirm that your coverage aligns with legal requirements and protects against emergencies.
Claims Support
From the start of a claim to its resolution, our team is with you every step of the way, ensuring a smooth and stress-free process.
Access to Top Carriers
We work with the most sought-after carriers in the HOA industry, providing a range of options to fit your community’s needs and budget.
Our Core Coverages for HOAs
With decades of experience, NEXTIER Insurance Services provides personalized insurance solutions that meet the unique needs of Homeowners Associations (HOAs). We offer a wide range of specialized coverages to meet the diverse needs of HOAs, including:
- Guaranteed Replacement Cost (GRC)
- Coverage for Building Codes
- Protection against Employee Dishonesty
- Coverage for Machinery and Equipment

Our mission is to redefine the insurance experience by placing clients at the heart of everything we do. We are dedicated to providing personalized services that go beyond just “policies and claims” fostering a sense of trust and partnership with each and every client.
Complimentary HOA Insurance Check-Up
Ensure your community is fully protected. Our complimentary check-up includes:
CC&R Compliance Review
We verify that your insurance meets all CC&R requirements and California Civil Code compliance for liability and fidelity bond coverage.
Exclusion Assessment
We identify and address any exclusions or limitations in your policy.
Comprehensive Deductible Review
We ensure deductible amounts are reasonable for your HOA’s financial situation.
Claims Process Support
Our easy-to-follow claims process guides you through every step, so you’re prepared when it matters most.