Welcome to NEXTIER Insurance Services
Where we specialize in HOA insurance. Your peace of mind is our priority, and we’re dedicated to finding the best coverage to meet the unique needs of your homeowners association. Trust us to provide personalized, expert solutions that protect your community and assets.
Who We Are
NEXTIER Insurance Services is built on a foundation of trust, expertise, and personalized service. We believe in the power of education and integrity, ensuring that you not only understand your insurance options but feel confident in every decision. Doing the right thing is at the heart of everything we do.
With decades of combined experience and a client-first approach, we are passionate about helping property managers, board members and homeowners protect what matters most. At NEXTIER, we take pride in being a partner you can rely on every step of the way.


Our Commitment
At NEXTIER, we believe insurance should be simple, accessible, and transparent. From the moment you connect with us, our dedicated team is here to provide clear communication, tailored plans, and continuous support. Your peace of mind is our top priority, and we’re committed to ensuring you feel confident in your coverage every step of the way.
Why Choose NEXTIER?
Industry Expertise
Our team collaborates with top professionals to keep you informed about the latest insurance trends, ensuring your coverage evolves with changing risks.
Comprehensive CC&R Review
We meticulously examine your HOA's CC&Rs to confirm that your coverage aligns with legal requirements and protects against emergencies.
Claims Support
From the start of a claim to its resolution, our team is with you every step of the way, ensuring a smooth and stress-free process.
Access to Top Carriers
We work with the most sought-after carriers in the HOA industry, providing a range of options to fit your community’s needs and budget.
Complimentary HOA Insurance Check-Up
Ensure your community is fully protected. Our complimentary check-up includes:
CC&R Compliance Review
We verify that your insurance meets all CC&R requirements and California Civil Code compliance for liability and fidelity bond coverage.
Exclusion Assessment
We identify and address any exclusions or limitations in your policy.
Comprehensive Deductible Review
We ensure deductible amounts are reasonable for your HOA’s financial situation.
Claims Process Support
Our easy-to-follow claims process guides you through every step, so you’re prepared when it matters most.
Testimonials
Our Core Coverages for HOAs
With decades of experience, NEXTIER Insurance Services provides personalized insurance solutions that meet the unique needs of Homeowners Associations (HOAs). We offer a wide range of specialized coverages to meet the diverse needs of HOAs, including:
- Guaranteed Replacement Cost (GRC)
- Coverage for Building Codes
- Protection against Employee Dishonesty
- Coverage for Machinery and Equipment
Complimentary HOA Insurance Check-Up
Ensure your community is fully protected. Our complimentary check-up includes:
CC&R Compliance Review
We verify that your insurance meets all CC&R requirements and California Civil Code compliance for liability and fidelity bond coverage.
Exclusion Assessment
We identify and address any exclusions or limitations in your policy.
Comprehensive Deductible Review
We ensure deductible amounts are reasonable for your HOA’s financial situation.
Claims Process Support
Our easy-to-follow claims process guides you through every step, so you’re prepared when it matters most.