Some Of The Top Carriers We Represent

NEXTIER Insurance Services, Inc.

Join us on this journey as we navigate the new horizons of HOA insurance, ensuring protection and peace of mind every step of the way. We stand as your partner to help you navigate the ever-changing insurance landscape.

Our mission is to redefine the insurance experience by placing clients at the heart of everything we do. We are dedicated to providing personalized services that go beyond just “policies and claims” fostering a sense of trust and partnership with each and every client.

Benefits To You

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You get the latest information - Our team regularly engages with the industry’s top professionals so we can keep you up-to-date with the insurance market. This communication loop enables us to modify our solutions as the risk environment changes.
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On your behalf, we will have our experts review your CC&R’s to ensure your insurance meets the requirements so that when emergencies occur – you’re protected.
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Claims assistance – when you’re stressed with an emergency, we don’t leave you hanging. We help you navigate the claims process from inception through closure.
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You have options – we have access to the most sought-after carriers in the HOA industry. Our relationships work for your benefit and we provide you with the best solution, at the best value, with excellent service.

Simple And Direct

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Guaranteed Replacement Cost (GRC)

No monetary restrictions for buildings, community personal property, structural glass, and signs. Without GRC, complete coverage may be compromised.

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Coverage for Building Codes

Includes demolition and higher construction costs resulting from stricter building codes.

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Protection against Employee Dishonesty

Safeguards association funds against theft and embezzlement, with the option to extend coverage to property managers.

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Coverage for Machinery and Equipment

Covers damage caused by pressurized vessel explosions and mechanical breakdown at the guaranteed replacement cost.

About Us

NEXTIER Insurance Services is not just an insurance broker. We are your trusted partner, providing cutting-edge solutions that empower you to navigate the complexities of the insurance landscape with confidence and clarity.

We are a cutting-edge insurance brokerage committed to delivering professional and innovative insurance solutions. With a passion for excellence and a deep understanding of the HOA insurance industry over several decades, we strive to provide our clients with unmatched service and tailored coverage options that meets the requirements of their CC&R’s.

We bring a fresh perspective and a dynamic approach. Our team of experienced professionals combines expertise with forward-thinking strategies to meet the evolving needs of our clients in today’s ever-changing world.

We believe in building lasting relationships based on trust, integrity, and transparency.

Our client-centric approach means that we take the time to understand your unique requirements and customize solutions that align with your specific goals and objectives.

With access to a wide network of top-rated insurance carriers, we have the ability to offer a comprehensive range of insurance products to protect your assets, mitigate risks, and ensure peace of mind.

Let Us Build A Comprehensive HOA Insurance Policy for You

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Complimentary HOA Insurance Check-Up

We provide a complimentary insurance check-up that helps you ensure you’re covered.

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Read and comprehend your CC&Rs, and verify your insurance meets its requirements.

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Check that your insurance complies with the California Civil Code for Directors and Officers Liability (§5800), General Liability (§5805), and Fidelity Bond (§5806).

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Check if there are any Exclusions or limitations in the policy that need attention.

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Ensure the policy includes coverage for board members and volunteers.

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Review the deductible amounts and ensure they are reasonable for the HOA’s financial situation.

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We have a written process for submitting claims to make it simple for you to “know what to do” when you have a claim. We will share this with you.

Book Your Check-Up
“In the fast-paced and high-pressure world of property management, NEXTIER Insurance has consistently exceeded my expectations. Their entire staff embodies professionalism, kindness, expertise, and a relentless commitment to serving their clients and communities in every possible manner.”
Senior Portfolio Manager
Orange County, CA
“We highly recommend NEXTIER as an exceptional partner. We use them for all our new developments. Their expertise, proactive approach, and unwavering commitment to customer service have consistently exceeded our expectations. We have consistently agreed that this team is an invaluable asset to our organization.”
VP of New Development
Los Angeles, CA
“As Board President, we were struggling with what to do about our HOA insurance and NEXTIER provided so much guidance and support. It was meaningful that NEXTIER attended Board meetings with our community. It allowed us to choose coverage that makes sense, matches our CC&R’s, at a reasonable cost.”
Board President HOA
San Diego, CA

HOA Insurance Coverages

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Property Insurance

Covers damage to buildings and structures owned by the HOA, including common areas like swimming pools, clubhouses, and playgrounds.

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Liability Insurance

Covers the HOA's legal responsibility for bodily injury or property damage that occurs on the common areas of the property, including slip and fall accidents, dog bites, and other incidents.

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Directors and Officers (D&O) Insurance

Covers the HOA's board members and officers against claims of mismanagement, breach of fiduciary duty, or other wrongful acts.

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Workers' Compensation Insurance

Provides coverage for employees who are injured or become ill as a result of their work for the HOA.

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Equipment Breakdown Coverage

Covers the cost of repairing or replacing equipment that breaks down due to mechanical or electrical failure, including HVAC systems, elevators, and other equipment necessary to operate the property.

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Cyber Liability Insurance

Covers losses resulting from data reaches, cyber-attacks, and other cyber-related risks that the HOA may face.

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Umbrella Insurance

Provides additional liability coverage above and beyond the limits of primary liability policies.

Industry organization memberships

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Charitable organizations that we are committed to

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Contact Us

Looking for a quote or wanting to learn more about the services we offer?