Services at NEXTIER

We bring a fresh perspective and a dynamic approach. Our team of experienced professionals combines expertise with forward-thinking strategies to meet the evolving needs of our clients in today’s ever-changing world.

We believe in building lasting relationships based on trust, integrity, and transparency.

Complimentary HOA Insurance Check-Up

We provide a complimentary insurance check-up that helps you ensure you’re covered.

We have a written process for submitting claims to make it simple for you to “know what to do” when you have a claim. We will share this with you.

Read and comprehend your CC&Rs, and verify your insurance meets its requirements.
Check if there are any Exclusions or limitations in the policy that need attention.
Review the deductible amounts and ensure they are reasonable for the HOA’s financial situation.
Ensure the policy includes coverage for board members and volunteers.
Check that your insurance complies with the California Civil Code for Directors and Officers Liability (§5800), General Liability (§5805), and Fidelity Bond (§5806).

At NEXTIER, we are committed to provide dependable and innovative insurance solutions that protect and empower our clients. With a focus on trust, integrity, and personalized service, we are dedicated to delivering excellence at every step. By simplifying complex insurance processes and prioritizing customer satisfaction, we ensure our clients have the peace of mind they deserve while preparing for a secure future.

HOA Insurance Coverages

Property Insurance

Covers damage to buildings and structures owned by the HOA, including common areas like swimming pools, clubhouses, and playgrounds.

Liability Insurance

Covers the HOA's legal responsibility for bodily injury or property damage that occurs on the common areas of the property, including slip and fall accidents, dog bites, and other incidents.

Umbrella Insurance

Provides additional liability coverage above and beyond the limits of primary liability policies.

Equipment Breakdown Coverage

Covers the cost of repairing or replacing equipment that breaks down due to mechanical or electrical failure, including HVAC systems, elevators, and other equipment necessary to operate the property.

Directors and Officers (D&O) Insurance

Covers the HOA's board members and officers against claims of mismanagement, breach of fiduciary duty, or other wrongful acts.

Workers' Compensation Insurance

Provides coverage for employees who are injured or become ill as a result of their work for the HOA.

Cyber Liability Insurance

Covers losses resulting from data reaches, cyber-attacks, and other cyber-related risks that the HOA may face.

Continually Evolving landscape of insurance

By continually adapting to the evolving landscape of insurance, we strive to set new standards in quality and customer satisfaction, ensuring our clients are always protected and prepared for whatever lies ahead

Committed to Safeguarding What Matters Most to you

We provide tailored coverage to help you navigate risks and unforeseen challenges. Our offerings include wide range of y insurance to protect your premises and assets, liability insurance to shield your business from legal claims, employee benefits to attract and retain talent, and business interruption insurance to ensure continuity during disruptions.