NEXTIER Insurance Services

Independent Insurance Broker Specializing in Homeowners Association Insurance

Insurance strategies designed to protect your association, your assets, and your future.

Independent Insurance Broker Specializing in Homeowners Association Insurance

Insurance strategies designed to protect your association, your assets, and your future.

I’m a Board Member

Looking for information regarding HOA insurance.

I'm a Property Manager

Looking for information regarding HOA insurance.

I'm a Resident

Looking for information regarding HOA insurance.

Comprehensive Insurance Protection for Community Associations

Everything your association needs to protect its property, leadership, operations, and financial stability, coordinated under one strategic insurance program. When you work with NEXTIER, your association benefits from a complete, integrated insurance solution that includes:

One trusted advisor, providing every coverage option your association needs to be fully protected.

How Can We Assist You?

I’m a Board Member Who Wants To:

I’m a Community Manager Who Wants To:

I’m a Resident Who Wants To:

Why Choose NEXTIER

NEXTIER is an independent insurance broker specializing exclusively in homeowners association insurance, providing strategic guidance, broad market access, and tailored protection for community associations. We work with leading admitted and specialty carriers to design comprehensive insurance programs that protect association property, leadership, operations, and financial stability. Our role is to simplify complex insurance decisions, advocate for your community in a challenging market, and deliver clarity, confidence, and long-term protection. With NEXTIER, your association gains an experienced advisor committed to securing the right coverage, at the right structure, from the right markets.

Meet Our Team

Complimentary HOA Insurance Check-Up

Ensure your community is fully protected. Our complimentary check-up includes:

CC&R Compliance Review

We verify that your insurance meets all CC&R requirements and California Civil Code compliance for liability and fidelity bond coverage.

Exclusion Assessment

We identify and address any exclusions or limitations in your policy.

Comprehensive Deductible Review

We ensure deductible amounts are reasonable for your HOA’s financial situation.

Claims Process Support

Our easy-to-follow claims process guides you through every step, so you’re prepared when it matters most.

Some Of The Top Carriers We Represent

Proud Partners of These Leading Associations

Our Core Coverages for HOAs

With decades of experience, NEXTIER Insurance Services provides personalized insurance solutions that meet the unique needs of Homeowners Associations (HOAs). We offer a wide range of specialized coverages to meet the diverse needs of HOAs, including:

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Causes We Proudly Support

Client Testimonials

Why Choose NEXTIER?

Industry Expertise

Our team collaborates with top professionals to keep you informed about the latest insurance trends, ensuring your coverage evolves with changing risks.

Comprehensive CC&R Review

We meticulously examine your HOA's CC&Rs to confirm that your coverage aligns with legal requirements and protects against emergencies.

Claims Support

From the start of a claim to its resolution, our team is with you every step of the way, ensuring a smooth and stress-free process.

Access to Top Carriers

We work with the most sought-after carriers in the HOA industry, providing a range of options to fit your community’s needs and budget.